Business Development Associate

Description

This position is remote, working primarily from home. Ideal candidate must be based in Georgia, Alabama, or Mississippi.

Our Company

Voyager Lending, a division of Merchants & Marine Bank, partners with small businesses by offering government-guaranteed lending solutions. Deeply committed to helping communities sustain and grow, we deliver knowledgeable and personalized service for a seamless experience.

Why Work for Us

• Medical, Vision and Dental Insurance
• 401-K Plan
• 11 Paid Holidays
• Personal Paid Time Off
• Term Life, AD&D and Disability Insurance
• Tuition Reimbursement
• Fitness Center Reimbursement

Job Purpose

The Business Development Associate (BDA) is an integral member of the client-facing team and acts as the primary liaison with the client, client team, and other business partners. The BDA is responsible for supporting the end-to-end credit management process for the assigned producers and assisting the client-facing team with business development, marketing, fulfillment, and implementation support. This is an exciting opportunity for a high-energy, articulate, sales / financial professional who wants to learn the SBA Lending Profession and become a high-performing SBA BDO (Business Development Officer).

Duties and Responsibilities

• Supports sales efforts. by calling on clients, prospects, referral sources, and centers-of-influence to develop new business sales, expand client base, and create a network of prospects from center of influence clients. With a focus on SBA 7a lending, SBA Express, and USDA Lending.
• Assist in facilitating credit originations, approvals, documentation, and fee collections. Responsibilities also include monitoring credit compliance, documentation, collateral, and past-due exceptions, ensuring credit quality and data integrity following the SBA SOP guidelines.
• Assist in analyzing business financial data and submits complete credit packages for underwriting. Completes necessary site inspections.
• Responsible for ensuring clients and prospects are satisfied with their experience. Responsible for the effective implementation of the products and services and ensure that on-going service expectations are met.
• Assist in obtaining updated financial information on the existing loan portfolio; documents and maintains risk-based discussions with borrowers.
• Manages their own pipeline of active and viable leads, including determining which prospects to call on, and the priority and scheduling of calls.
• Demonstrate a satisfactory understanding of and adherence to Bank operational policies and applicable compliance regulations as they relate to the specific job duties assigned.
• Demonstrate a satisfactory understanding of your duties and responsibilities as it relates to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements.
• Demonstrate a satisfactory understanding of and adherence to EEO/AA policy; promote a working environment free of harassment of any type.
• Perform additional duties and responsibilities as assigned by management to meet the needs of the organization.

Qualifications

Position Training Requirements

• Employee will enroll in and complete Shatterbox – 12-month SBA Training program. This will require day-to-day work in an online training platform system.
• Work completed in the Shatterbox program will be monitored and tested. • Employees must be willing to sign the associated tuition repayment agreement.
• The Shatterbox training and repayment agreement does not constitute an employment contract or guarantee continued employment.

Educational Requirements

• Bachelor’s Degree in Finance or Accounting

Preferred Work Experience

• 1 Years Preferred in Financial Role

Preferred Qualifications

• 1 years of experience in commercial lending or credit
• Knowledge of SBA lending process
• Prior experience working in commercial lending
• Strong written and verbal communication skills
• Ability to multi-task and prioritize assignments
• Strong organizational skills

Physical Requirements

• While performing the duties of this job, the employee is regularly required to sit, use their hands for handling or feeling, and communicate effectively through talking and hearing. The role frequently involves reaching with hands and arms and occasionally requires standing, walking, stooping, kneeling, crouching, or crawling. The employee must be able to frequently lift and move objects weighing up to 10 pounds and occasionally lifting and moving objects weighing up to 25 pounds. Specific vision requirements for this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. The majority of the work is sedentary with some travel.

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Equal Opportunity Employer: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or other characteristics protected under applicable law.