Chief Credit Officer

Mobilization Funding :

At Mobilization Funding, we are deeply committed to operating by a set of core values that guide every decision we make each day. These core values impact every facet of our business, from the employee experience to the unique way we serve our customers and community. We are proud of our core values of :

1)   Create the Best Customer Experience

2)   Leadership through Action

3)   Do the Right Thing

4)   Be Humble

5)   Commitment to Excellence

Position Overview :

The Chief Credit Officer will be integral to driving Mobilization Funding’s mission of sustainable, calculated growth by establishing a strong credit framework that supports the company's strategic objectives. Reporting directly to the CEO, the Chief Credit Officer will oversee all aspects of credit risk management, credit policy development, and credit strategy execution in a fast-paced, growth-oriented environment. Key responsibilities include :

1.    Overseeing Credit Risk Management : Lead the identification, evaluation, and mitigation of credit risks across the portfolio, ensuring prudent lending practices while balancing risk and reward to support business growth.

2.     Shaping and Implementing Credit Policies : Develop and refine credit policies and procedures that align with the company’s growth strategy and regulatory requirements, promoting consistency, transparency, and compliance while fostering an agile lending environment.

3.     Driving Credit Strategy : Formulate and implement innovative credit strategies that align with the company's long-term vision for expansion, optimizing portfolio performance while maintaining a customer-focused approach.

Each of these critical functions will directly contribute to the organization’s ability to scale responsibly, ensuring a well-calculated, data-driven approach to growth that maximizes opportunity while minimizing risk.

Roles and Responsibilities

Credit Risk Management

• Develop and implement robust credit policies, procedures, and guidelines to ensure effective credit risk management.
• Oversee the credit approval process, ensuring compliance with regulatory requirements.
• Monitor and manage the credit portfolio to maintain a balanced approach to risk and reward.
• Conduct regular credit reviews and stress tests to identify and mitigate potential risks.
• Oversee the workout, liquidation, and reporting of problem loans, ensuring prompt and effective resolution.

Leadership And Team Management

Strategic Planning

Regulatory Compliance

Reporting And Analysis

Qualifications and Skills