Senior MCA Underwriter

About the Company:

Spark Capital Group is a premier financial services firm dedicated to accelerating the growth of small to midsize businesses. We provide competitive rates and flexible terms on various business funding solutions, customizing our services to meet the unique needs and aspirations of our clients. As both a direct lender and broker, we work with all the major lenders, giving us the flexibility to serve our clients more effectively. Join a team that is reshaping business financing with innovative and agile solutions.

Key Responsibilities:

• Analyze merchant’s bank statements

• Review credit reports and background reports to determine degree of risk

• Approving or Declining Candidates based upon companies criteria and stipulations

• Conduct Merchant Interviews and complete bank logins

• Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, tax returns, income statement, Balance Sheet, and other financial information

• Utilize the company's proprietary software and models to competitively price approvals

• Common sense underwriting approach with attention to details

Qualifications:

• Prior experience in underwriting in the MCA industry is mandatory, over 2 years of experience strongly preferred. *Please do not apply without prior Merchant Cash Advance experience.*

• Motivated and team-oriented with strong analytical skills and interpersonal skills

• Excellent written and verbal communication skills.

• Ability to multi-task, work independently, and prioritize in a fast-paced environment.

We offer competitive compensation packages plus profit share, and opportunities for career growth. Apply now to be considered for this exciting opportunity!

Application Process:

We invite interested candidates to apply by submitting a resume that details their qualifications and experience. We appreciate insights into your vision for the future of business financing and innovation.