What are the responsibilities and job description for the HMDA/CRA Specialist position at The Citizens Bank?
Join The Citizens Bank as a Full-Time HMDA/CRA Specialist and be part of an organization dedicated to providing excellent service through putting People First. This onsite position offers you the opportunity to collaborate with a passionate team committed to excellence and integrity while ensuring compliance with essential regulations.
You will be offered great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, and Paid Time Off. If you're ready to take your career to the next level, apply today!
WHO ARE WE? AN INTRODUCTION
Citizens Bank was founded in 1953 by a group of business and civic leaders. Citizens Bank is a financial services organization that is committed to serving the needs of the communities it serves. Its progressive community banking model focuses on the delivery of exceptional customer service while employing advanced technology and products which allow its customers to have one bank to serve all their needs. The Bank takes pride in a heritage of independence that honors the vision of its founders and remains dedicated to the financial progress of the people it serves. With a mission statement of People First, we always strive to deliver an amazing customer experience and provide the best products and services possible by every member of the Citizens Bank team.
WHAT WOULD YOU DO AS A HMDA/CRA SPECIALIST
The HMDA/CRA Specialist at The Citizens Bank is crucial in ensuring compliance with the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA). This dynamic role requires accurate and timely data collection, as well as maintaining data integrity to prepare annual reports that meet regulatory standards. Reporting directly to the SVP, Managing Director of ERM, you will facilitate monthly data collection from various business lines and perform essential data scrubs and validations.
As part of your responsibilities, you will research and resolve exceptions, provide detailed reporting, and assist during regulatory exams and internal audits. This position requires strict adherence to bank policies and all applicable state and federal regulations, making it an exciting opportunity for those passionate about data integrity and compliance in the banking industry.
DOES THIS SOUND LIKE YOU?
To excel as a HMDA/CRA Specialist at The Citizens Bank, you will need a blend of technical and interpersonal skills. Proficiency in software tools, including Excel and other analytics programs, is essential for effective data collection and analysis. A background in banking, accounting, computer technology, or data analytics will be highly advantageous.
Strong communication skills, both written and verbal, are critical for collaborating with various associates. Additionally, you must possess excellent problem-solving abilities, allowing you to navigate complex situations with multiple variables and find effective solutions. Your analytical mindset will help ensure data integrity, while your adaptability will enable you to handle the dynamic demands of regulatory compliance in the banking industry.
Knowledge and skills required for the position are:
- Experience in fields such as banking, accounting, computer technology, data analytics, etc preferred
- Working knowledge of Excel and/or other analytics software
- Strong communication skills both written and verbal
- Problem solving skills
- Ability to problem solve in a situation with a variety of variables
APPLY TODAY!
