Member Business Loan Processor

In order to be considered for this position, you MUST apply on Paylocity at the following link: https://recruiting.paylocity.com/recruiting/jobs/All/b9944418-e383-4000-853f-3d5b60a36394/Westby-Coop-Credit-Union.

Clerical and member service work, with responsibility for properly compiling loan documentation and transactions. Work is evaluated based on accuracy, timeliness, and results.

Principal Duties and Responsibilities:

• Provide quality service to members by preparing loan documentation for all agriculture, commercial, and member business loan accounts within a strict time constraint.
• Accurately input loan data to applicable systems to prepare and generate the appropriate loan package by credit type. Order all supporting documents to provide verification for the credit such as UCC and titles.
• Verify that loan requests meet approved conditions and are within policies and procedures.
• Perform loan file maintenance to ensure all documents are complete and supporting schedules are up to date.

Additional Duties and Responsibilities:

• Maintain a thorough knowledge of federal and state laws and regulations along with knowledge of our products and procedures to assist members who may have questions.
• Maintain a pending file for lien perfections. Input expiration dates and follow-up monthly on ones that are missing.
• Occasionally close Member Business loans for loan officers. Acquire all needed signatures, make copies, and disburse monies; assuring checks and general ledger debits and credits balance total loan disbursement amounts.
• Perform other duties as required and assigned.

Work Relationships and Scope: Reports directly to the Member Business Loan Department Supervisor. Employee works with several supervisors, loan officers, and loan processing employees at WCCU. Also confers with the Compliance Officer as a resource on policy and procedure concerning relevant loan procedures. A loan processor will also work with almost all employees at WCCU on an occasional basis.

Performance Dimensions:

• Promotes quality, precision, timeliness, consistency, and thoroughness of work performed.
• Must possess the ability to gain the trust and respect of management and employees. Also maintains a positive, professional, team-oriented working relationship with staff and outside vendors.
• Must maintain the integrity of confidential business information and follow all guidelines on confidentiality.
• Enhances job growth through continuing education, as required or necessary.

Knowledge, Skills and Abilities Required

Education/Training: Post-secondary education in business, finance, or accounting preferred.

Experience: Two to three years experience in a financial institution with a strong background in lending / loan processing is preferred.

Skills and Abilities:

• Excellent communications skills and proven effectiveness in working with management, loan originators and loan applicants. Also work in a courteous, respectful and efficient manner with all co-workers.
• Ability to safeguard all confidential financial and personal information.
• Proficient operation of a variety of general office equipment such as PC, software applications, typewriter, copier, calculator, telephone, copy machine, fax machine and other similar devices or programs related to the position.
• Ability to present ideas, report facts and other information clearly and concisely.
• Comprehend consequences of various situations and refer them to the appropriate staff for resolution.
• Manage personal work flow and meet deadlines by being organized, detailed and task-oriented.
• Ability to meet attendance standards and work overtime hours as requested and approved.
• Ability to add, subtract, multiply and divide accurately.
• Ability to understand and follow safety/security practices.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Parental leave
• Referral program
• Retirement plan
• Vision insurance

Schedule:

• Day shift
• Monday to Friday

Work Location: Hybrid remote in Westby, WI 54667