SALARY RANGE: $25.90 - $29.45

PRIMARY RESPONSIBILITY:

The Risk Specialist is responsible for various activities designed to mitigate the Bank’s physical security, fraud, and BSA/AML risks. This is achieved through the management of the Bank’s physical security controls, support of the Bank’s fraud process, support of the Bank’s BSA/AML Program, and other related tasks.

ESSENTIAL FUNCTIONS:

• Bank Secrecy Act (BSA) / Anti-Money Laundering (AML) Responsibilities:
• Conduct appropriate monitoring and reporting activities to ensure the Bank’s compliance with BSA/AML/OFAC requirements.
• Assist the Bank’s BSA/AML Officer with the accurate and timely completion of Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs).
• Assist in the completion of the annual Enhanced Due Diligence (EDD) reviews for high-risk customers.
• Ensure site visits for high-risk customers are properly documented.
• Fraud Responsibilities:
• Conduct appropriate monitoring and reporting activities related to customer transactions that may be fraudulent.
• Communicate with customers regarding transactions that may be fraudulent.
• Assist with fraud reporting.
• Physical Security Responsibilities:
• Setup and maintain appropriate physical access to facilities.
• Monitor camera system to ensure functionality and adequacy.
• Other Responsibilities:
• Assist with legal requests. Provide timely, accurate, and appropriate responses to information subpoenas, levies, garnishments, and other legal requests. Ensure that the Bank appropriately retains evidence of the receipt of- and response to the legal request.
• Assist with third-party vendors utilized by the Risk Management Team.
• General Responsibilities:

• Monitoring and reporting of Bank performance related to meeting its compliance obligations.

• Conduct analysis in a timely and efficient manner, using tools such as Excel. Effectively communicate the results of the analysis performed.
• Prepare and maintain documentation to an extent that will stand up to the scrutiny of auditors and examiners.

• Ensure the Bank’s activities are completely and accurately reflected in the Bank’s various reporting software tools in a timely manner.

• Assist with preparation and support activities related to audits and examinations.

• Assist with the preparation of risk assessments.

• Assist with the creation and maintenance of policies, procedures, standards, and best practices.
• Assist in the preparation of meetings and management reports.
• Maintain a solid working knowledge of laws and regulations.
• Actively participate in demonstrating the behaviors outlined in The GRB Experience.

• Meet expectations in performance, productivity, and quality standards.
• Other duties as assigned.

EDUCATION AND EXPERIENCE:

Bachelor’s Degree preferred, preferably in a business-related discipline with a minimum of 2 years of experience with state and federal banking regulations or the equivalent combination of education and experience.

SKILLS AND ABILITIES:

• Proficiency in Microsoft Office applications required.
• Ability to handle multiple tasks, moving quickly and effectively between competing goals.
• Ability to handle confidential information with utmost discretion and sensitivity.
• Exceptional decision-making skills, demonstrating a high level of judgment.
• Provide a remarkable client experience. Greet clients with warmth, genuine interest and a smile.
• Lead by example. Identify current or potential problems, take ownership and see them through to resolution.
• Act as a unified team. Possess strong interpersonal skills including the ability to proactively communicate with and help others, within and across departments.
• Ability to work independently. Seek and incorporate feedback on your performance from management, coworkers and clients.

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully perform the functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these job functions.

While performing the duties of this job, the employee is regularly required to use hands or fingers, handle, or feel and reach with hands and arms. The employee frequently is required to stand, sit, and talk or hear. The employee regularly is required to walk and stoop, kneel, crouch, crawl, and climb stairs. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

WORK ENVIRONMENT:

GRB has a strong connection to our local community, our clients and to each other. We value high touch, personalized relationships and strive to provide that to our employees and our clients. As such, we are an in-person-first company that offers flexibility depending on the position and individual performance. Currently, certain positions are designated for hybrid work, which allows for work from a home office setting one day a week.

The work environment is indoor and climate controlled. Reasonable accommodations may be made to enable individuals with disabilities to perform the job functions.

Genesee Regional Bank is an equal opportunity organization. We recruit, employ, train, compensate, and promote without regard to race, religion, creed, color, national origin, age, gender, sexual orientation, gender identity, marital status, disability, veteran status, or any other basis protected by applicable federal, state or local law.

THIS JOB DESCRIPTION IS SUBJECT TO CHANGE AT ANY TIME.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)