The North Carolina Department of Commerce is the state's lead agency for economic, community, and workforce development. The North Carolina Credit Union Division is a regulatory agency that operates under the supervision of the Administrator of Credit Unions.As a Financial Analyst III, this position will perform examinations of all state-chartered credit unions in North Carolina, including serving as Examiner-in-Charge and ensuring that state-chartered credit unions are in compliance with State and Federal laws and regulations and with Division policies. In addition to performing examinations, monitoring financial conditions, communicating with assigned credit unions, and developing and sharing knowledge, Financial Analyst III may also be required to assist with scheduling, monitoring and maintaining watchlist, and completing quarterly monitoring reports. 
JOB SPECIFIC RESPONSIBILITIES:Examining

• Works independently and as a part of an examination team.
• Completes assigned tasks and provides deliverables to the Examiner-in-Charge when working as a team member on an examination.
• Functions as the Examiner-in-Charge of any credit union examination, including large credit unions and those with complex operations.
• Reviews current and historical data to determine areas to focus on during examinations and other contacts.
• Assigns tasks to other examiners assisting on the examinations.
• Evaluates the validity and reasonableness of the regulated institutions’ financial data, management, internal controls, information security controls, and operational policies, procedures, and processes.
• Determines the institutions’ compliance with applicable rules, regulations, laws, and business practices.
• Determines whether institutions are operating in a safe and sound manner.
• Performs periodic reviews of credit unions’ financial and operational conditions and compliance with requirements.

Communication

• Prepares written findings, requirements, and reports to document results of the examination or other contacts.
• Discusses results of the examination with the Division and credit union management and staff as well as other regulatory agencies while maintaining required confidentiality.
• Keeps Division management informed of the status of examinations and issues.
• Maintains contact with credit unions throughout year as needed for examination and monitoring follow up.

Development

• Seeks opportunities to expand knowledge and enhance experience. Shares knowledge with coworkers and credit unions, especially specialized areas of interest.
• Provides opportunities for coworkers to develop skills and speed in performing high quality examinations.

Dependent upon the selected applicant’s location, the duty station for this position may be Raleigh, N.C. or his/her home. Travel is required for onsite presence during assigned examinations and scheduled meetings periodically throughout the fiscal year. Overnight travel required is approximately 20% minimum. Other travel may be required based on agency needs.
A background check is required for this position.In order to receive credit for the supplemental questions in which you answered yes, you MUST provide supporting information within the body of the application, to support your answer. Your application should also reflect all education and all professional work experience acquired including high school and all degrees.

• Comprehensive knowledge of financial institution operations.
• Expert knowledge of CAMELS and Risk Ratings.
• Demonstrated experience in financial institution ratio analysis. 
• Expert knowledge of financial institution and/or data security management concepts, specifically information technology, information security, funds management, and interest rate risk management.
• Expert knowledge sufficient to analyze, form, document, and communicate conclusions regarding financial institution data.
• Effective verbal and written communication, presentation, and training skills.
• Problem-solving skills to interpret compliance and report to management.
• Ability to collaborate and work well in a team environment.

Some state job postings say you can qualify by an “equivalent combination of education and experience.” If that language appears below, then you may qualify through EITHER years of education OR years of directly related experience, OR a combination of both. See oshr.nc.gov/experience-guide for detail.

• Bachelors degree in accounting, banking, finance, business administration, economics, or related discipline from an accredited institution and 3 years of directly related experience or 
• An equivalent combination of education and experience.

If there are no qualified candidates remaining in the applicant pool who meet the minimum Education and Experience or Knowledge, Skills and Abilities required for the position, the agency may consider for this position, a trainee who does not meet the minimum requirements. Salary for a trainee may be set at a lower level than the classification salary range and recruitment range that is listed in the posting with the salary being adjusted up accordingly when the trainee has obtained the necessary additional education and experience to fully meet the minimum qualifications as outlined in the classification specification.  

The North Carolina Department of Commerce (Commerce) is an Equal Opportunity Employer who embraces an Employment First philosophy which consists of complying with all federal laws, state laws and Executive Orders. We are committed to reviewing requests for reasonable accommodation at any time during the hiring process or while on the job.
 
Commerce uses the Merit-Based Recruitment and Selection Plan to fill positions subject to the State Human Resources Act with the most qualified individuals. Hiring salary will be based on relevant qualifications, internal equity and budgetary considerations pertinent to the advertised position.
 
It is critical to our screening and salary determination process that applications contain comprehensive information. Information should be provided in the appropriate areas to include the beginning and ending dates of jobs worked, education with the date graduated, all work experience, and certificates/licenses. Resumes will not be accepted in lieu of completing this application. Answers to Supplemental Questions must refer to education or work experience listed on this application to receive credit. Degrees must be received from appropriately accredited institutions.

• Applicants seeking Veteran's Preference must attach a DD-214 Member-4 Form (Certificate of Release or Discharge from Active Duty) to their applications.
• Applicants seeking National Guard Preference must attach a NGB 23A (RPAS) if they are a current member of the NC National Guard in good standing. If a former member of the NC National Guard who served for at least 6 years and was discharged under honorable conditions, they must attach either a DD256 or NGB 22. 
• If applicants earned college credit hours but did not complete a degree program, they must attach an unofficial transcript to each application to receive credit for this education.

Re-Entry for Formerly Incarcerated Individuals
 Our Agency supports the Governor’s Executive Order 303 which seeks to re-employ individuals that were previously incarcerated. Formerly incarcerated individuals are invited to apply for any vacant Commerce position(s) in which they believe they are qualified.
Due to the volume of applications received, we maybe unable to provide information regarding the status of your application over the phone. To check the status of your application, please log in to your account and click "Application Status." If you are selected for an interview, you will be contacted by management. If you are no longer under consideration, you will receive an email notification.Applicants requesting and receiving an accommodation under the Americans with Disabilities Act (ADA) are eligible to submit paper applications via mail or by fax.
If you have student loans, becoming a state employee includes eligibility for the Public Service Loan Forgiveness Program. Visit www.studentaid.gov to learn more.For technical issues with your application, please call the GovernmentJobs.com Applicant Support Help Line at 855.524.5627.Melissa Link
Lead Recruitment & Salary Administration Technician
North Carolina Department of Commerce
Office#: (984) 236-5859
Fax#: (919) 733-0774