What are the responsibilities and job description for the Collections Representative position at Truist Bank?
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Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
2nd Shift - 10% Automatic Pay Differential (United States of America)Please review the following job description:
Service delinquent accounts according to the agreed upon collection strategies while adhering to all collection policies, procedures and guidelines.Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Meet or exceed performance expectations for collection efforts for assigned accounts based upon individual goals and objectives, e.g., a minimum calls per day, contact percentage, promises/calls ratio, promises kept. Negotiate payment arrangements with customers to cure delinquency, evaluating ability and willingness to pay. Disclose all relevant account information to customers accurately, professionally, and in a positive manner.
2. Provide a high level of customer service to customers and Teammates in support of our Perfect Client Experience (PCE) initiatives.
3. Document all collection efforts in the system of record for each assigned account in accordance with established policies, procedures, and guidelines, which may include relevant system codes.
4. Execute on the established call scripts documented in training, policies, procedures and guidelines.
5. Achieve acceptable call monitoring scores in each call category.
6. Provide customers with payment arrangement options as well as renewals, due date, and extensions that best assist the customer according to policy procedure, and guidelines.
7. Communicate regularly with the Collection Supervisor and Collection Team Leader pertaining to repossessions, potential loss, inquires, complaints, and other calls that require special handling.
8. Accurately process payments, transactions, and account adjustment forms.
9. Complete all required Computer Based Training (CBT) courses accurately and timely.
10. Other Critical Tasks and Duties assigned.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. High school diploma or equivalent education, training or experience
2. Excellent verbal and written communication skills
3. Strong decision making and problem solving ability
4. Good time management/organizational skills
5. Ability to work with confidential information in a professional manner
6. Ability to work in a team environment.
7. Demonstrated proficiency in Microsoft applications; Outlook, Word, Excel and Powerpoint
8. Ability to work flexible schedule, including overtime as needed
Preferred Qualifications:
1. Prior collections experience
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.
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