What are the responsibilities and job description for the SVP Commercial Banker position at First Western Bank & Trust?
First Western Bank has a full-time opening for a SVP Commercial Banker.
SVP Commercial Banker Benefits Include:
- Paid Vacation, Sick Leave and Holidays
- Health Insurance
- Dental Insurance
- Vision Insurance
- 401k with matching contributions
- Volunteer Paid Time Off
- Banking Benefits
- And more!
SVP COMMERCIAL BANKER OVERVIEW
Develop and support Bank growth, effectively manage a loan portfolio; build and manage key relationships; and partner with your team to meet and exceed First Western Bank’s customer needs.
- Develop and manage commercial loan portfolio and any assigned loans, including maturing loans, past due loans, exceptions, and deposits
- Conduct sales calls and meet with prospective and existing customers to build relationships and establish new loan business
- Meet with customers to request information for loan applications, including income tax records, balance sheets, and other data used by credit analysts to create loan spreadsheets; analyze applicant financial status and conduct collateral evaluations to make lending decisions; negotiate direct lending terms as well as collateral and payment structures
- Approve credits up to lending authority and prepare those credit requests that exceed lending authority for loan committee and/or Board approval
- Manage customer relationships with regular communication and follow-up contact
- Network in the community to develop relationships and create new business opportunities including commercial loans and all services of the bank
- Represent the bank in various civic and community functions to further develop or promote additional relationships
SVP Commercial Banker Qualifications
- Bachelor’s degree in business or finance related field
- Minimum ten (10) years’ experience in bank lending, loan review, compliance, or finance
SVP Skills/Abilities
- Integrity
- Thorough understanding of commercial lending principles and practices as well as knowledge of government and compliance regulations
- Advanced financial analysis skills
- Strong negotiation and sales skills
- Well-organized and good time management skills
- Ability to build professional relationships with co-workers and customers
- Excellent written, verbal, and presentation skills
- Strong sense of initiative; self-motivated; work well without close supervision
- Interpersonal skills with all levels of the organization to include coaching and management
- Accuracy: completeness of documents prepared
- Responsiveness: timeliness of completion of documents and responding to requests for information
- Guidance: ability to provide guidance by answering questions and training others
- Strong computer skills; proficient in Microsoft Word, Excel, and Outlook
First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.
